Mortgage Checklist 

Information Typically Required When Applying for Mortgage

Basic Information:

â–¡ Copy of your Driver's License

â–¡ Last 30 Days consecutive pay stubs

â–¡ Last 2 years W-2's and Tax Returns

□ Bank statements for the past two months  (ALL pages, ALL accounts) or 60-Day printout of accounts from the Bank that is stamped and signed. 

â–¡ Investment account statements for the past two months

â–¡ Retirement account statements for the past two months

□ Name, Address, and Telephone Number(s) of Landlord or letter from Landlord stating amount of Monthly Rent and the Statement  "Paid as agreed for past 12 months"  (if presently renting) 

â–¡ Name, Address, and Telephone Number(s) of Employers for past 2 years

â–¡ Signed Real Estate Contract and all Riders on home being purchased

â–¡ Names & contacts for Attorney, and Insurance Agent

â–¡ Appraisal Fee (Credit or Debit Card Preferred)

 

If you currently own Real Estate:

â–¡ Mortgage account information

â–¡ Home insurance policy information

â–¡ Home equity account information (if applicable)

 

Miscellaneous Information Needed  -  if Applicable:

□ Recorded Divorce Decree(s) or Separation Agreements  (All Pages)

â–¡ Recorded Bankruptcy Discharge and Schedule of Creditors

â–¡ Most Recent Social Security Award Letter or Pension Award Letter

â–¡ Filed and Stamped Release of any Judgment and Paid Receipts of all Collections

â–¡ 12 Month Court Printout of Receiving Child Support

â–¡ Address and Information on any other Real Estate owned

 

Self-Employed Buyers:  In addition to Basic Information

□ Year-to-Date Profit and Loss Statement with complete Tax Returns. 

(Last 2 years filed)

 

Veterans:   In addition to Basic Information

â–¡ Copy of DD-214

â–¡ Original Certificate of Eligibility